If you’re like most people, creating a budget is probably not at the top of your list of favorite things to do. But if you want to get a handle on your finances and improve your financial situation, it’s definitely something you need to do.

The good news is that creating a budget doesn’t have to be difficult or complicated. In fact, there are just six simple steps you need to follow in order to create a budget that works for you. So whether you’re trying to save money for a specific goal or just get a better understanding of where your money goes each month, read on for our helpful tips.